Do I need travel insurance for India?

Yes. Although travel insurance is not a compulsory document to travel to India, it’s highly recommended to obtain one to guarantee a safe trip in the country. Travel insurance can safeguard your benefits when unforeseen risks arise and reimburse for covered expenses. By providing coverage in case of unforeseen events, such as medical emergencies, trip interruptions, lost baggage, or other travel-related issues, travel insurance helps mitigate the financial risks associated with such incidents. It provides peace of mind during your trip.

With a reasonable price, travel insurance is a smart choice for international travelers in India, which covers up to $50,000 per policy period. Regarding medical expense coverage, holders of this insurance can get several benefits in case they have a medical emergency during their trip. This includes covid-19 treatment expenses, hospital room, and board expenses, ancillary hospital expenses, physician's non-surgical visits, physician's surgical expenses, assistant physician's surgical expenses, outpatient medical expenses, x-ray, physician visits, prescription drugs, etc. 

Last but not least, having India travel insurance will increase the chance of your visa application being approved by the Government. It demonstrates to the visa authorities that you are prepared and responsible, as it shows your commitment to mitigating any unforeseen circumstances that may arise during your travel.

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